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Heath Ritenour’s Opinion on the Future of the Insurance Industry amidst COVID-19 Pandemic

Heath Ritenour is a successful entrepreneur in the insurance industry. He is the Chief Executive Officer and Chairman of Insurance Office of America, an insurance company founded by his parents when he was still in elementary school. Although Heath Ritenour resisted joining the family business for some time, he later joined and embraced it in 1996. The company has grown and was ranked as the 11th biggest private insurance company in the United States. Heath Ritenour is passionate about giving back to society, and he is the President of the Insurance Office of America Foundation. As a cancer survivor, he finds pleasure in helping people undergoing cancer treatment.

The COVID-19 pandemic affected the way many businesses operate, not exempting the insurance industry. As the United States adapts to the new normal, Health Ritenour argues that there will be some changes that consumers should expect. He also notes that the industry has to adjust to be in a better position to operate amidst the pandemic. As most consumers search for insurance companies, Heath Ritenour suggests that most companies will reevaluate their operations to offer quality customer service. He adds that the pandemic has resulted in consumers who prefer quality services regardless of the price.

Heath Ritenour believes that most insurance agents will adopt a remote working strategy. Therefore, consumers should expect more virtual meetings and communication through email and texts. Further, he proposes that the insurance industry embrace digital technology, such as establishing online applications that will allow users to file complaints and review the status of existing claims. Heath Ritenour also sees the insurance companies reviewing their products portfolio and customizing their existing products to suit the needs of their consumers. He argues that the insurance industry will come up with more innovative products and adopt new technology.

Connect Heath at professional network: http://Linkedin.com/in/heathritenour/

James Gutierrez on Workable Solutions That Can Enhance Low-Income Situations

COVID-19 may have pushed us to boiling point. For decades, people have been dissatisfied with the wealth gap in the United States, but inequalities between rich and poor have become increasingly evident. Integration lawyer James Gutierrez has used his work to discover these differences and create a platform to bridge the gap between poor and rich.

Currently, the Federal Reserve reports that 1% of the wealthiest Americans account for about one-third (29%) of total wealth. If another 9% expands the group, the gap will be much larger. The income of the 10% richest Americans is almost double the 90% lower combined. The minimum 50% is less than 5.6% of the total wealth of the United States combined.

According to James Gutierrez, the numbers are shocking and are backed up by a problem system that puts them in place. According to the American Economic Association, in 2018, the tariff system slowly recovered; 400 rich Americans paid an average tax rate below 29% of the economy.

People are tired of finding a huge gap between rich and poor. Some leaders, such as James Gutierrez, believe the situation can be addressed from the middle upwards rather than waiting for angry citizens and victims to be handed over to the government.

Responsible companies can assist improve the living conditions of low-income families by persuading them to support these changes in government regulations and to put them in a more stable environment. According to James Gutierrez, founder of several joint venture FinTech companies, including Oportun and Aura, most people targeting a wide range of financial services, including loans, banking, and loans, are in the top 50% to 90%.

James Gutierrez noted how poverty is expensive. For example, if you buy car insurance, most people don’t know there are two sectors in auto insurance. People seeking to get loans without a good credit history will face high interest rates. People who start businesses in economically insecure areas can lead to higher levels of stress and more problems.

Follow James via Twitter: http://Twitter.com/1JamesGutierrez


Under the Leadership of Andre El-Mann Arazi, Fibra Uno Plays a Leading Role In World Real Estate

The world of real estate is incredibly vast. This is one world that includes lots of different kinds of companies. That includes companies that specialize in commercial real estate as well as those that aim for the residential real estate market. For one person, Andre El-Mann Arazi, rising to the top of this field has taken a lot of work and paid off. He has seen an empire begin and helped it grow over time. In the process, he is proud to be part of something larger than himself with a great deal of incredible potential that continues today.

Rising to The Top

Forbes is an influential American magazine. This magazine is one that is devoted to the world of business all over the world. They pay close attention to all sorts of important metrics. One of the many things the company does is rank an influential real estate firm. Those at Fibra Uno are pleased to report they are one firm that ranks in the to thirty. That makes them the largest real estate firm in all of Mexico and the only one to rank on the list for Latin America. This is firm on the move and it shows.

Igor Cornelsen: Brazil’s Secret to Financial Success


Brazil’s financial market skyrocketed when Igor Cornelsen started his career in banking. He began his finance career in the early 70’s. Cornelsen is an intelligent professional investor. He brought unexpected rapid success to the financial institutions and stock market. Visit producthunt.com to know more about Cornelsen.

About Igor Cornelsen

Successful banker who began his career in 1970

From Brazil

Professional financial investor

Brazil’s financial profits greatly increased

Adviser to private banks

Secrets To Igor Cornelsen’s Success

Igor Cornelsen chooses his clients and people he works with wisely. He chooses to advise private banks because of their credit worthiness. He does not work with institutions that have not proven to be credit worthy. He was asked what was his secret to success. He said success and rapid growth takes in depth knowledge and experience in the financial and investment stock market.

Igor Cornelsen is a resident of Brazil. He brought financial success to Brazil. He said there are several reasons why Brazil is primed for financial success. Brazil’s systems and facilities that serve the country and other areas are growing at a very rapid rate. Financial investments are likely to succeed.

He said Brazil has an abundant supply of natural resources. An area has a high chance of financial growth when it has an abundance of resources that can exist on their own. Brazil produces a surplus of alcohol, methane gas, water and natural oils. Natural oils are palm oil, soybean oil and coconut oil. Natural oil can be used to make diesel fuel.

Igor had an unusual successful career in the financial market. The success of the Brazilian market was unexpected. Igor saw where money could be generated in places no one else thought of. He is enjoying his retirement today. He is living in Florida with his family. He enjoys playing golf in his free time. Read More: https://medium.com/@IgorCornelsen

Ara Chackerian Takes a Deeper Look at the Mental Health Side of the Tech Industry

Ara Chackerian has worked with a lot of health company startups in the past. He has developed many connections within the health field from those endeavors. One area of health that he deals with has to do with mental health within the tech industry. Since Ara Chackerian is an entrepreneur that specializes in these areas he understands the problems associated with mental health workers and their mental health.

You might not believe this but the University of California discovered that 72% of all tech entrepreneurs have a mental health disorder. Most of these individuals are not necessarily suffering from them but they have them none the less. Many tech workers who operate startups confess to diagnoses of ADD, ADHD and even depression. They are dealing with anxiety, addiction and even bipolar disorder. Many of the people that have these problems admitted to experiencing these disorders. This is something that is quite surprising.

Not too many people would think that entrepreneurs would be suffering from mental health conditions. After all, a person’s mind has to be bright and sharp enough to start a new tech related service or product. However, many people within the tech industry don’t see things this way. Ara Chackerian points out that tech entrepreneurs are under a lot of pressure. They primarily have to figure out how to beat their competition and how to get things done quickly with very little funding. Also, tech entrepreneurs (like any other business startup) are under a lot of pressure to bring about quick and beneficial results for their investors.

The pressure is on these individuals to perform better and to do a good job. Sometimes, this can be too much for tech entrepreneurs to handle. So, they could end up developing some type of problem as a result of this situation. This problem could be an addiction to alcohol or drugs to ease their tension and fears. It could also be depression that stems from not being able to adequately compete in this arena. The point is that tech entrepreneurs need to have mental health evaluations frequently. Ara Chackerian knows that many tech startup companies now have resources in place to help entrepreneurs to successfully tackle mental health issues.

Nitin Khanna: Entrepreneur and DJ Kitten?

 Nitin Khanna is a paradox, a mystery man. Successful entrepreneur, devoted family man, dedicated Portlandian, and electronic DJ? Nitin Khanna is all of these things and more. Born in India, Khanna was educated at the renowned Lawrence School in Sanawar, near Chandigarh, India. The school’s motto, “Never Give In” would become the foundation for his approach to life. Nitin Khanna immigrated to the US and attended Purdue University, obtaining degrees in Industrial Engineering before starting his career in major US corporations including International Paper.

Knowing that the path to both fulfillment and wealth was via entrepreneurship, Nitin Khanna and his younger brother started Saber Corporation in 1998. Saber became the largest standalone government solutions company in the US, riding the wave of the need for voting technology improvements after the 2000 election. In addition to voting software, the company supported state government motor vehicle and child services agencies. Nitin Khanna remained with Saber for a year after he sold it to EDS in 2007. He worked on structured merger and acquisition deals for EDS, and increased his Portland profile. This laid the groundwork for founding MergerTech, a startup technology M&A advisor, in 2009.

Nitin Khanna has invested in numerous companies, both based in Portland and elsewhere. He believes in supporting other entrepreneurs and serves on the boards of some of the companies he supports. In 2015 Khanna was asked to become CEO of Cura Cannabis, now the largest cannabis oil company in the world. Khanna is sold on the future of cannabis and cannabis products, and with his track record, I wouldn’t bet against him.

Like all successful business leaders, Nitin Khanna has many demands on his time, and must work to find balance. He doesn’t believe in work-life balance in the traditional vernacular, however. He subscribes to a work-life integration model, and holds that all successful leaders have free time if they know how to manage it. Khanna is able to sustain a variety of pastimes, including his devotion to his four children and his very successful avocation as an electronic DJ.

Read Nitin Khanna’s success story here https://yourstory.com/mystory/48e163e5d2-nitin-khanna-an-nri-who-made-it-big-in-portland-oregon

Peter Harris Proven Results

CBL Corporation Limited was founded in 2012. This well-known company is a provider of reinsurance services. It offers property deposit bonds, rental guarantee bonds, underwriting, income protection, and brokerage services for building and construction. Based in Auckland, New Zealand, the company conducts financing in the insurance industry and provides these services worldwide.

Former CEO and managing director of this regional insurer, Peter Harris, developed the successful growth strategy that made CBL an international corporation. During his tenure, Harris grew the company from just two employees in Auckland to over 550 across 25 countries. Leading an international team, specialty insurance as reinsurance was provided based on credit and financial risks within the industries of building, construction, and contracting.

Peter Harris earned his Master’s Degree from the University of Auckland. After graduating he began his career as a manufacturing executive and later became an investment banker. Since that time he has been the winner of many prestigious business awards. Concerning annual GWP, he oversaw and contributed to CBLs growth from fledgling to New Zealand’s largest insurance company. The establishment received an investment-grade rating of A under his tenure. As well AM gave them a positive outlook in terms of financial strength.

Recently Peter Harris, CBL’s deputy chairman Alistair Hutchinson, and senior management members generated a total of $65 million with the sell of their CBL shares. The shares were sold at a discounted rate of AU$3.00 per share, down 11% from Tuesday’s AU$3.35 per share. The number of shares sold by Harris was five million. Hutchinson sold 5.4 million shares and senior management sold another 9.6 million shares. Shortly after the company’s fiscal year-end results had been announced and following the release of the shares from escrow, they were snatched up by multiple investors from New Zealand and Australia

Follow this link to learn more https://rbnzcbl.com/statement-from-alistair-hutchison/

Nitin Khanna Has Found Himself Immersed In A Number Of Business Sectors Throughout His Career:

Businessman Nitin Khanna’s current role finds him serving as Chief Executive Officer at MergerTech. He is also the founder of the mergers and acquisitions professional services provider. He has also had an extensive career in other avenues including the software company Saber Corp. which Nitin Khanna founded back in 1999 along with his business partner and brother. Nitin Khanna is currently based out of the Oregon city of Portland and he pursued his college studies at Purdue University in the state of Indiana. The conclusion of his studies at Purdue included his receipt of his industrial engineering Master’s Degree. Since he started MergerTech during 2009, Nitin Khanna has become a significant figure in the world of mergers and acquisitions. The firm operates as a tech bank that provides professional services to its clients in order to help them with their growth.

Another company that Nitin Khanna has played a major role with is Cura Cannabis. He formerly served the firm as its Chief Executive Officer. While he was at the head of Cura Cannabis, Nitin Khanna made a major difference in a burgeoning industry and was behind an innovative company that works in the area of cannabis oil and vape cartridges for cannabis. The company currently has a footprint that extends from Oregon into California and Nevada. Cannabis retailers in these states are able to sell the outstanding products that Cura Cannabis deals in and a great deal of growth was achieved during the tenure of Nitin Khanna as the firm’s CEO.

A big part of the push that was made during the tenure of Nitin Khanna at Cura Cannabis was to become the industry leader in providing high-quality cannabis oil. The firm also worked to become a leader in the edibles market. Another major focus is to simply help the medical cannabis customers who have come to rely on the high-quality products produced by Cura Cannabis. Being able to be involved in this industry is something that Nitin Khanna was very proud of. He is also proud of the impressive amount of growth that the firm achieved during his tenure.

Find out more here https://digitalmode.net/2019/02/18/nitin-khanna-tech-investor-success/

Papa Johns CEO Steve Ritchie

Steve Ritchie is the top executive of Papa Johns. Today, he currently serves as the chief executive officer. Ritchie recently attained this position after many years of hard work. He first joined the company over two decades ago by working as an entry level employee. Over time, he would prove himself to be a valuable employee for the company. He would move up to higher ranking positions at the company. This culminated in him becoming a manager and later a top executive. His experience, expertise and leadership has led to Papa Johns becoming one of the top pizza restaurant chains in the world. As of today, Steve is looking to add new programs to make Papa Johns more competitive in the current marketplace.

Ritchie joined Papa Johns when he was very young. When he graduated from high school, he worked at pizza restaurants before joining Papa Johns. With his experience in the pizza restaurant business, Steve would become an employee of the company. When he first started working at Papa Johns, he was involved in working in a number of different departments and at different positions. This gave him a lot of experience within the company which would benefit him in the future.

As time went on, Steve Ritchie eventually got promoted to managerial positions at the company. He spent time as a regional manager where he would oversee locations in multiple states. Steve would oversee the operations of franchises in order ot make sure that they were operating properly as well as making sure that they had all of the necessary resources to succeed. During the next few years, Ritchie would then become the chief operating officer of Papa Johns. At this position, he was in charge or overseeing all of the companies’ operations. This included managing the marketing department, finance department, supply chain and also the other managers of the company. His performance as the chief operating officer would lead to his eventual appointment as the chief executive officer.

Once he was appointed as the chief executive officer of Papa Johns, Steve Ritchie began to overhaul some of the policies and operations of the company. He first began to consult with franchise owners to see how they were performing and how they can better serve their community. Ritchie also looked to institute a new program that would educate the employees about diversity in the workplace. Along with these programs, Ritchie has looked to help boost the company sales as well as obtain more sources of capital. Steve recently met with investors to provide funds that would help keep the company afloat while it looks to boost its profits. Steve is looking to boost profits for the company by offering discounts and incentives.

Ara Chackerian; The Angel Investor

Ara Chackerian is an entrepreneur and a philanthropist. He belongs to the state of Florida. He completed his education with a bachelor’s level degree in marketing after which he ventures to start a business on his own. Presently, he is based in San Francisco. His business career consists of a high number of different start-ups and successful companies. After achieving considerable success in the realms of business markets, he turned his attention more towards philanthropy related ventures. The area he focuses on the most is the area of healthcare. This is because he firmly believes in revolutionizing the world of the medical field. This, according to him can be done by investing and providing capital to these medical ventures which are endeavoring to bring about the much-needed innovation in this field.

The past of the medical field shows that the biggest medical innovations and breakthroughs were not usually brought on by major firms, but by those who were working on a much smaller level, but we’re working towards achieving a change in the said field. The history also proves that these changes can be of monumental importance in saving lives on a global level. This is why Ara Chackerian has ventured to invest heavily in such ventures which are working to bring about the different innovations in the medical field. Apart from his interest in the medical field, he is also very interested in the area of sustaining the environment.

This is due to the fact that he has closely observed how different human activities have led to the harm of the environment. The effects of these activities have made themselves known and as a result, temperatures are rising, glaciers and melting and species are becoming extinct. Efforts need to be made to counter such an effect before it is too late.